Kailua, HI · Curated MLS Search

VA Assumable Loan Homes in Kailua, HI

An editorially curated view of every active va assumable loan homes listing in Kailua, HI. Updated in real time from the local MLS, presented without the noise.

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Kailua Market — VA Assumable Loan Homes Comparison

Live MLS data — citywide vs. VA Assumable Loan Homes

Kailua
VA Assumable Loan Homes
inventory
Active Listings
124
6
Sold (Past 6 Mo.)
204
6
Under Contract
33
3
pricing
Avg. List Price
$3,146,534
$1,223,833 ↓ 61%
Cost / Sq. Ft.
$1,194
$875 ↓ 27%
typical home
Living Area
2,240 ft²
1,417 ft² ↓ 37%
Avg. Beds
3.8
3.3 ↓ 13%
Avg. Baths
3.0
2.2 ↓ 28%
Days on Market
97
70 ↓ 28%

VA Assumable Loan Homes in Kailua: Market Data

Data as of (MLS snapshot; listings below update live)

As of October 20, 2026, KEVIN PEDERSEN | RS-77808's review of MLS data shows 6 active listings for Kailua VA assumable loan homes. That is about 5% of the 124 active listings in Kailua across every property type. In addition, 3 listings were under contract, and 6 sold over the past six months.

VA Assumable Loan Homes in Kailua, HI, October 20, 2026
MeasureValue
Active listings6
All active listings in Kailua, every property type124
Under contract3
Sold, past six months6

VA Assumable Loan Homes in other cities

Market questions

How many Kailua VA assumable loan homes are for sale?

There were 6 Kailua VA assumable loan homes for sale as of October 20, 2026, based on KEVIN PEDERSEN | RS-77808's review of MLS data.

How do Kailua VA assumable loan homes compare with other cities?

As of October 20, 2026, there were 6 Kailua VA assumable loan homes for sale. In the same search, Ewa Beach had 25 VA assumable loan homes for sale at a median list price of $839,000, Honolulu had 22 VA assumable loan homes for sale at a median list price of $547,500 and Kapolei had 15 VA assumable loan homes for sale at a median list price of $775,000.

How many Kailua VA assumable loan homes sold in the past six months?

6 Kailua VA assumable loan homes sold in the six months before October 20, 2026.

How many Kailua VA assumable loan homes are pending?

As of October 20, 2026, 3 Kailua VA assumable loan homes were under contract.

How do Kailua VA assumable loan homes compare with all active listings in Kailua?

As of October 20, 2026, there were 6 Kailua VA assumable loan homes for sale, out of 124 active listings in Kailua across every property type.

Listing data courtesy of HiCentral MLS, Ltd.

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View All Kailua HI VA Assumable Loan Homes Listings

650 Oneawa Street, Kailua image
650 Oneawa Street, Kailua $1,600,000 ▼

More Aloha, A Lot More Possibility! Short Sale and potential 5.75% VA Assumable for any buyer! Welcome to this thoughtfully renovated 6+bedroom, 3-bath home offering appr...

  • 6 Beds
  • 3 Baths
  • 202617501 MLS
  • FS - Fee Simple Tenure
  • 39 DOM
426 Keaniani Street, Kailua image
426 Keaniani Street, Kailua $1,769,000

Enjoy the Kailua lifestyle in Coconut Grove with a LEGAL Ohana unit w/ Separate Electrical Meter, 37 PV Solar Panels + 3 Batteries, and attractive Assumable Loan terms fo...

  • 4 Beds
  • 3 Baths
  • 202617440 MLS
  • FS - Fee Simple Tenure
  • 39 DOM
320 Oneawa Street, Kailua image
320 Oneawa Street, Kailua $1,250,000

VA ASSUMABLE LOAN OPPORTUNITY AT 5.625% INTEREST! Ask about available financing details. This well-maintained 3-bedroom, 1-bath single-family home sits on a very spacious...

  • 3 Beds
  • 1 Baths
  • 202616190 MLS
  • FS - Fee Simple Tenure
  • 39 DOM
1237 Akipohe Streets Unit 4C, Kailua image
1237 Akipohe Streets Unit 4C, Kailua — Lakeview $835,000

Lake views, privacy, VA Assumable with a 5.75% mortgage rate and a layout that feels different from the typical townhome. This 3-bedroom, 2-bath home in Lakeview Town...

  • 3 Beds
  • 2 Baths
  • 202616364 MLS
  • FS - Fee Simple Tenure
  • Lakeview Bldg.
  • 60 DOM
445 Keolu Drive, Kailua image
445 Keolu Drive, Kailua $2,199,000 ▼

Beautiful, sweeping views of Enchanted Lake and Kaelepulu wetlands from your elegantly remodeled open concept living, dining, & gourmet kitchen. Large glass doors open o...

  • 3 Beds
  • 3 Baths
  • 202615714 MLS
  • FS - Fee Simple Tenure
  • 69 DOM
1312 Aupapaohe Street, Kailua image
1312 Aupapaohe Street, Kailua $1,699,000

2.75% assumable loan, open to anyone. Veteran or not. That rate doesn’t exist today. Completely remodeled — 3x5 granite kitchen island, luxury vinyl plank throughout, sp...

  • 3 Beds
  • 3 Baths
  • 202614621 MLS
  • FS - Fee Simple Tenure
  • 85 DOM
361 Kailua Road Unit 8108, Kailua image
361 Kailua Road Unit 8108, Kailua — Ka Malanai At Kailua $1,150,000

Experience the best of Kailua living at "Ka Malanai in Kailua", one of the Windward side's newest condo communities. This 2-bedroom, 2-bath residence puts you in the hear...

  • 2 Beds
  • 2 Baths
  • 202611496 MLS
  • FS - Fee Simple Tenure
  • Ka Malanai At Kailua Bldg.
  • 115 DOM
1020 Aoloa Place Unit 311B, Kailua image
1020 Aoloa Place Unit 311B, Kailua — Windward Cove $800,000

Welcome to Windward Cove—a gated community in the heart of Kailua, surrounded by 3 acres of lush tropical landscaping, koi ponds, and peaceful water features. This privat...

  • 3 Beds
  • 2 Baths
  • 202612305 MLS
  • FS - Fee Simple Tenure
  • Windward Cove Bldg.
  • 122 DOM
1015 Aoloa Place Unit 335, Kailua image
1015 Aoloa Place Unit 335, Kailua — Poinciana Manor $659,000 ▼

New Price & Now Available with a 3.125% VA Assumable Interest Rate! – Enjoy the opportunity to make this 2-bedroom, 2-bath condo in Poinciana Manor your own! The perfect ...

  • 2 Beds
  • 2 Baths
  • 202611825 MLS
  • FS - Fee Simple Tenure
  • Poinciana Manor Bldg.
  • 128 DOM
691 Kihapai Street Unit B, Kailua image
691 Kihapai Street Unit B, Kailua $948,000

BREAKING NEWS: Seller offering potential assumable mortgage to veterans only currently at 2.25%, all for more information. Wake up in your own Kailua cottage, sip coffee ...

  • 2 Beds
  • 1 Baths
  • 202611865 MLS
  • FS - Fee Simple Tenure
  • 91 DOM
1020 Aoloa Place Unit 403B, Kailua image
1020 Aoloa Place Unit 403B, Kailua — Windward Cove $895,000

VA Assumable Loan with very small Gap (available to qualified buyers). Experience resort-style living at Windward Cove, one of Kailua's most sought-after gated communitie...

  • 3 Beds
  • 2 Baths
  • 202610739 MLS
  • FS - Fee Simple Tenure
  • Windward Cove Bldg.
  • 34 DOM
185 Ulupa Street, Kailua image
185 Ulupa Street, Kailua $1,591,276

ACCEPTING BACK-UP OFFERS! VA ASSUMABLE LOAN at 2.75% available for qualified buyers. Beach-close Kalama Tract home located less than two blocks from the beach and minutes...

  • 3 Beds
  • 2 Baths
  • 202606840 MLS
  • FS - Fee Simple Tenure
  • 122 DOM
316-3 Molo Street Unit 1803, Kailua image
316-3 Molo Street Unit 1803, Kailua — Aikahi Gardens $829,000

Ready to move in! This three bedroom two and a half bath town home is unique because of it's updated kitchen and bathrooms, split AC's throughout, large lanai, custom sl...

  • 3 Beds
  • 3 Baths
  • 202604616 MLS
  • FS - Fee Simple Tenure
  • Aikahi Gardens Bldg.
  • 119 DOM
333 Aoloa Street Unit 204, Kailua image
333 Aoloa Street Unit 204, Kailua — Gardenia Manor $850,000

VA assumable loan at 2.75%! Nestled in the heart of Kailua, this beautifully remodeled end-unit offers a prime location within the complex. Conveniently situated near the...

  • 3 Beds
  • 2 Baths
  • 202603858 MLS
  • FS - Fee Simple Tenure
  • Gardenia Manor Bldg.
  • 140 DOM
1379A Manu Aloha Street Unit B, Kailua image
1379A Manu Aloha Street Unit B, Kailua $1,715,000

*$10,000 Seller Credit to Buyer!* Discover modern island living in this spacious multi-gen home, thoughtfully designed and completed in 2021. Located in the highly regard...

  • 5 Beds
  • 3 Baths
  • 202518691 MLS
  • FS - Fee Simple Tenure
  • 113 DOM
3182 Kuau Street Unit 702, Kailua image
3182 Kuau Street Unit 702, Kailua — Aikahi Gardens $766,000

SELLER WILL RELEASE VA ELIGIBILITY FOR VA ASSUMABLE LOAN! VA Loan at 2.5% with a monthly mortgage of $2,748!! Remaining balance is $502,000. Welcome to Aikahi Gardens, a ...

  • 2 Beds
  • 2 Baths
  • 202521443 MLS
  • FS - Fee Simple Tenure
  • Aikahi Gardens Bldg.
  • 324 DOM
322 Aoloa Street Unit 906, Kailua image
322 Aoloa Street Unit 906, Kailua — Windward Passage $539,000

RARE OPPORTUNITY: Assumable 2.375% VA Loan in Paradise! Wake up to Kailua's breathtaking beauty every single day! This exceptional hi-rise condo opportunity won't last l...

  • 1 Beds
  • 1 Baths
  • 202519538 MLS
  • FS - Fee Simple Tenure
  • Windward Passage Bldg.
  • 86 DOM
757 Akumu Street, Kailua image
757 Akumu Street, Kailua $2,100,000

AMAZING VA Assumable 2.375% opportunity on the canal in Enchanted Lake! This beautifully updated single-level home offers serene water views framed by swaying palms. The ...

  • 4 Beds
  • 3 Baths
  • 202518254 MLS
  • FS - Fee Simple Tenure
  • 89 DOM
561 Kawainui Street Unit B, Kailua image
561 Kawainui Street Unit B, Kailua $1,575,000

Rare 2.75% VA Assumable Opportunity in Kailua! Fall in love w/ this beautifully renovated home featuring a flexible floor plan perfect for multi-generational living or re...

  • 5 Beds
  • 2 Baths
  • 202518717 MLS
  • FS - Fee Simple Tenure
  • 133 DOM
14 Aulike Street Unit 1006, Kailua image
14 Aulike Street Unit 1006, Kailua — Meridian East $705,000

Stunningly updated high-floor corner unit at Meridian East, offering sweeping views of Kailua Bay from an expansive lanai. This 2-bedroom home boasts modern finishes, i...

  • 2 Beds
  • 2 Baths
  • 202519227 MLS
  • FS - Fee Simple Tenure
  • Meridian East Bldg.
  • 92 DOM
368 S Kalaheo Avenue, Kailua image
368 S Kalaheo Avenue, Kailua $1,861,020

Welcome to 368 S Kalaheo Ave—a rare chance to own a true piece of paradise, literally just steps from world-renowned Kailua Beach. The thoughtfully designed floor plan f...

  • 4 Beds
  • 2 Baths
  • 202516944 MLS
  • FS - Fee Simple Tenure
  • 85 DOM
1020 Aoloa Place Unit 307B, Kailua image
1020 Aoloa Place Unit 307B, Kailua — Windward Cove $910,000

Calling All Eligible VA Buyers — Assumable Loan at 2.375%! Take advantage of this rare opportunity with a loan balance of $651,805.59. Welcome to your Hawaiian oasis! Thi...

  • 3 Beds
  • 2 Baths
  • 202514918 MLS
  • FS - Fee Simple Tenure
  • Windward Cove Bldg.
  • 109 DOM
445 Kailua Road Unit 5101, Kailua image
445 Kailua Road Unit 5101, Kailua — Ka Malanai At Kailua $1,055,000

You deserve this lifestyle! Large, contemporary 2 bedroom 2 bath Ka Malanai condo in the heart of Kailua town. Lush tropical gardens welcome you home from the nearby sand...

  • 2 Beds
  • 2 Baths
  • 202514008 MLS
  • FS - Fee Simple Tenure
  • Ka Malanai At Kailua Bldg.
  • 71 DOM
1234 Lola Place, Kailua image
1234 Lola Place, Kailua $1,790,000

Tucked away in the peaceful Maunawili Estates, this 3-bed, 2-bath home offers a magical blend of modern comfort and lush Windward beauty. The renovated kitchen features q...

  • 3 Beds
  • 2 Baths
  • 202512116 MLS
  • FS - Fee Simple Tenure
  • 110 DOM
333 Aoloa Street Unit 329, Kailua image
333 Aoloa Street Unit 329, Kailua — Gardenia Manor $860,000

Welcome to Gardenia Manor, one of Kailua’s most sought-after communities! This rarely available 3-bedroom, 2.5-bath townhouse offers an expansive floor plan with a bright...

  • 3 Beds
  • 3 Baths
  • 202512235 MLS
  • FS - Fee Simple Tenure
  • Gardenia Manor Bldg.
  • 112 DOM
1020 Aoloa Place Unit 4/404B, Kailua image
1020 Aoloa Place Unit 4/404B, Kailua — Windward Cove $950,000

***VA Assumable Rate at 2.75%*** Embrace the spirit of aloha in this beautiful 3-bedroom, 2-bath Condo at Windward Cove, nestled in the heart of Kailua. Surrounded by lus...

  • 3 Beds
  • 2 Baths
  • 202503179 MLS
  • FS - Fee Simple Tenure
  • Windward Cove Bldg.
  • 65 DOM
1217 Kupau Street, Kailua image
1217 Kupau Street, Kailua $1,740,000

VA ASSUMABLE @3.5% APR -- Breathtaking views of the Kailua Valley and surrounding Ko'olau Mountain Range make the rarest of forever homes. Set high above Kailua nestled...

  • 3 Beds
  • 3 Baths
  • 202510225 MLS
  • FS - Fee Simple Tenure
  • 82 DOM
1015 Aoloa Place Unit 244, Kailua image
1015 Aoloa Place Unit 244, Kailua — Poinciana Manor $700,000

VA ASSUMABLE LOAN at 2.25%! Live the island dream in the heart of Kailua—just minutes from the world-renowned shores of Kailua and Lanikai Beach. This spacious unit off...

  • 2 Beds
  • 2 Baths
  • 202509429 MLS
  • FS - Fee Simple Tenure
  • Poinciana Manor Bldg.
  • 79 DOM
333 Aoloa Street Unit 212, Kailua image
333 Aoloa Street Unit 212, Kailua — Gardenia Manor $770,000

VA Assumable at 3.75% Located in the heart of Kailua, this stunning 2-bedroom, 2-bathroom townhome offers an unbeatable combination of modern elegance and prime location....

  • 2 Beds
  • 2 Baths
  • 202501729 MLS
  • FS - Fee Simple Tenure
  • Gardenia Manor Bldg.
  • 40 DOM
1448 Hele Street, Kailua image
1448 Hele Street, Kailua $1,375,000

Fantastic 3-bedroom, 1-bathroom home with 2 additional half bathrooms in the sought-after Keolu Hills neighborhood! This single-family home boasts a fully renovated kitch...

  • 3 Beds
  • 3 Baths
  • 202501817 MLS
  • FS - Fee Simple Tenure
  • 91 DOM
324 B Manono Street, Kailua image
324 B Manono Street, Kailua $1,225,000

Kailua Beach Cottage is a post-and-pier-style fixer-upper with vaulted ceilings and jalousie windows. It is located three blocks from Kalama Beach in the desirable Coconu...

  • 5 Beds
  • 3 Baths
  • 202414373 MLS
  • FS - Fee Simple Tenure
  • 66 DOM
14 Aulike Street Unit 301, Kailua image
14 Aulike Street Unit 301, Kailua — Meridian East $650,000

You must come see this move in ready remodeled unit conveniently located in the heart of Kailua town. This home was recently painted, the floors and kitchen were fully up...

  • 2 Beds
  • 2 Baths
  • 202320017 MLS
  • FS - Fee Simple Tenure
  • Meridian East Bldg.
  • 213 DOM
1020 Aoloa Place Unit 111B, Kailua image
1020 Aoloa Place Unit 111B, Kailua — Windward Cove $855,000

Come home to resort living and tropical gardens in this gorgeously remodeled Windward Cove condo. This 3 BR/2BA is on the ground floor and its cool, neutral color scheme ...

  • 3 Beds
  • 2 Baths
  • 202311444 MLS
  • FS - Fee Simple Tenure
  • Windward Cove Bldg.
  • 217 DOM
1015 Aoloa Place Unit 242, Kailua image
1015 Aoloa Place Unit 242, Kailua — Poinciana Manor $763,000

This beautiful upgraded home located in the heart of highly desirable Kailua offers an amazing array of amenities. It is a short distance to Kailua Beach, Whole Foods & ...

  • 2 Beds
  • 2 Baths
  • 202323620 MLS
  • FS - Fee Simple Tenure
  • Poinciana Manor Bldg.
  • 71 DOM
1020 Aoloa Place Unit 402B, Kailua image
1020 Aoloa Place Unit 402B, Kailua — Windward Cove $995,000

V/A Assumable Loan 3.125% 890k loan +130Kdown! Picture yourself living in this gorgeously recently renovated and brightly decorated beautiful condo on nearly three ac...

  • 3 Beds
  • 2 Baths
  • 202317388 MLS
  • FS - Fee Simple Tenure
  • Windward Cove Bldg.
  • 210 DOM
1412 Humuula Street, Kailua image
1412 Humuula Street, Kailua $1,700,000

Highly sought after 4 BR, 3 BA Keolu Hills home with a view! Beautifully updated in 2021, to include: new LVP flooring and carpet, completely remodeled kitchen with quar...

  • 4 Beds
  • 3 Baths
  • 202309269 MLS
  • FS - Fee Simple Tenure
  • 196 DOM
1464 Kupau Street, Kailua image
1464 Kupau Street, Kailua $1,698,000

2.75% VA Assumable Loan available! Live in paradise! This spacious 4 bedroom 2.5 bath home is located at the foot of an expansive uphill rim lot. Have your morning coffee...

  • 4 Beds
  • 3 Baths
  • 202407419 MLS
  • FS - Fee Simple Tenure
  • 94 DOM
619 Olomana Street, Kailua image
619 Olomana Street, Kailua $1,250,000

Step into this charming 3-bedroom, 2-bath Plantation Style home, situated near Kailua Racquet Club, Kalaheo High School, and the vibrant Kailua town. It’s just a few bloc...

  • 3 Beds
  • 2 Baths
  • 202411056 MLS
  • FS - Fee Simple Tenure
  • 339 DOM
1289 Ulupii Street, Kailua image
1289 Ulupii Street, Kailua $1,790,000

Beautiful single-level home located in the desirable Pohakupu neighborhood of Kailua. This spacious residence offers 4 bedrooms, 3 bathrooms, and an option to convert a 5...

  • 4 Beds
  • 3 Baths
  • 202415103 MLS
  • FS - Fee Simple Tenure
  • 83 DOM
1617 Kanapuu Drive, Kailua image
1617 Kanapuu Drive, Kailua $1,810,000

ASSUMABLE VA LOAN at 2.75%. BEAUTIFUL custom home built in 2001 in highly desirable Kailua Bluffs. Generously remodeled in 2022 with a serene island aesthetic & luxurious...

  • 5 Beds
  • 3 Baths
  • 202408097 MLS
  • FS - Fee Simple Tenure
  • 111 DOM
389 Kaelepulu Drive Unit 1504, Kailua image
389 Kaelepulu Drive Unit 1504, Kailua — Bluestone $1,595,000

This beautiful Lanikai Bluestone home offers resort-style living with a saltwater pool, hot tub, sauna, tennis and pickle ball courts, all conveniently located just up th...

  • 3 Beds
  • 3 Baths
  • 202414831 MLS
  • FS - Fee Simple Tenure
  • Bluestone Bldg.
  • 46 DOM
1270 Loho Street, Kailua image
1270 Loho Street, Kailua $1,687,000

Discover this custom-designed single-story gem in Keolu Hills, radiating a classic Hawaiian home feel. This 4-bedroom, 3-bathroom residence blends timeless charm with mod...

  • 4 Beds
  • 3 Baths
  • 202417694 MLS
  • FS - Fee Simple Tenure
  • 118 DOM
549 Ilimano Street, Kailua image
549 Ilimano Street, Kailua $1,595,000

Come see this stunning 3-bedroom, 2-bathroom home nestled in the desirable Kalaheo Hillside neighborhood in Kailua. Enjoy a seamless blend of indoor and outdoor living. T...

  • 3 Beds
  • 2 Baths
  • 202416586 MLS
  • FS - Fee Simple Tenure
  • 64 DOM

Based on information from the Multiple Listing Service of Hicentral MLS, Ltd. Listings last updated on . Information is deemed reliable but not guaranteed. Copyright: 2026 by HiCentral MLS, Ltd. IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.