Waipahu, HI · Curated MLS Search

VA Assumable Loan Homes in Waipahu, HI

An editorially curated view of every active va assumable loan homes listing in Waipahu, HI. Updated in real time from the local MLS, presented without the noise.

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Waipahu Market — VA Assumable Loan Homes Comparison

Live MLS data — citywide vs. VA Assumable Loan Homes

Waipahu
VA Assumable Loan Homes
inventory
Active Listings
103
5
Sold (Past 6 Mo.)
190
6
Under Contract
42
1
pricing
Avg. List Price
$916,258
$644,200 ↓ 30%
Cost / Sq. Ft.
$677
$671
typical home
Living Area
1,084 ft²
1,051 ft²
Avg. Beds
2.7
2.0 ↓ 26%
Avg. Baths
1.9
2.2 ↑ 15%
Days on Market
118
60 ↓ 49%

VA Assumable Loan Homes in Waipahu: Market Data

Data as of (MLS snapshot; listings below update live)

As of October 20, 2026, KEVIN PEDERSEN | RS-77808's review of MLS data shows 5 active listings for Waipahu VA assumable loan homes. Listings in this search do not come up often in Waipahu. That is about 5% of the 103 active listings in Waipahu across every property type. At the time, 1 more was pending, and 6 sold in the past six months. In a market this small, a listing alert is the most reliable way to hear about the next one.

VA Assumable Loan Homes in Waipahu, HI, October 20, 2026
MeasureValue
Active listings5
All active listings in Waipahu, every property type103
Under contract1
Sold, past six months6

VA Assumable Loan Homes in other cities

Market questions

How many Waipahu VA assumable loan homes are on the market?

There were 5 Waipahu VA assumable loan homes for sale as of October 20, 2026, based on KEVIN PEDERSEN | RS-77808's review of MLS data.

How do Waipahu VA assumable loan homes compare with other cities?

As of October 20, 2026, there were 5 Waipahu VA assumable loan homes for sale. In the same search, Ewa Beach had 25 VA assumable loan homes for sale at a median list price of $839,000, Honolulu had 22 VA assumable loan homes for sale at a median list price of $547,500 and Kapolei had 15 VA assumable loan homes for sale at a median list price of $775,000.

How many Waipahu VA assumable loan homes sold in the past six months?

6 Waipahu VA assumable loan homes sold in the six months before October 20, 2026.

How many Waipahu VA assumable loan homes are under contract?

As of October 20, 2026, 1 listing for Waipahu VA assumable loan homes was under contract.

How do Waipahu VA assumable loan homes compare with all active listings in Waipahu?

As of October 20, 2026, there were 5 Waipahu VA assumable loan homes for sale, out of 103 active listings in Waipahu across every property type.

Listing data courtesy of HiCentral MLS, Ltd.

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View All Waipahu HI VA Assumable Loan Homes Listings

94-1544 Moleokekoa Street, Waipahu image
94-1544 Moleokekoa Street, Waipahu $1,479,000

Welcome Home to this RARELY AVAILABLE & beautifully maintained 4 bedroom, 3 bath home located in the vibrant neighborhood of Koa Ridge. This move-in ready residence featu...

  • 4 Beds
  • 3 Baths
  • 202619591 MLS
  • FS - Fee Simple Tenure
  • 1 DOM
94-1449 Waipio Uka Street Unit K102, Waipahu image
94-1449 Waipio Uka Street Unit K102, Waipahu — Villages At Waipio The $596,000

VA ASSUMABLE LOAN AT 5.68% WITH A LOW GAP! Welcome home to The Villages at Waipio. This inviting 2-bedroom townhome with 1 full bath and 2 half baths offers approximately...

  • 2 Beds
  • 3 Baths
  • 202619257 MLS
  • FS - Fee Simple Tenure
  • Villages At Waipio The Bldg.
  • 13 DOM
94-213 Paioa Place Unit #J204, Waipahu image
94-213 Paioa Place Unit #J204, Waipahu — Hookumu At Waikele $515,000

Rare corner, top-floor home with TWO assigned parking stalls in Ho'okumu at Waikele, plus an ASSUMABLE VA LOAN AT 3.6%! This single-level 2-bed, 2-bath unit offers 830 sq...

  • 2 Beds
  • 2 Baths
  • 202618322 MLS
  • FS - Fee Simple Tenure
  • Hookumu At Waikele Bldg.
  • 29 DOM
94-1018 Kalulu Loop, Waipahu image
94-1018 Kalulu Loop, Waipahu $1,135,000

Spacious and versatile 3-bedroom, 3-bathroom two-story home located on a quiet cul-de-sac in desirable Royal Kunia. This well-designed home offers generous living spaces ...

  • 3 Beds
  • 3 Baths
  • 202616773 MLS
  • FS - Fee Simple Tenure
  • 47 DOM
94-622 Lumiaina Street Unit K104, Waipahu image
94-622 Lumiaina Street Unit K104, Waipahu — Parkglen At Waikele $575,000

Welcome Home to Parkglen at Waikele! This charming ground-floor, end-unit offers 2-bedrooms, 2-bathrooms, and 2 assigned parking stalls, perfectly positioned on the coole...

  • 2 Beds
  • 2 Baths
  • 202615161 MLS
  • FS - Fee Simple Tenure
  • Parkglen At Waikele Bldg.
  • 55 DOM
94-202B Loku Place Unit 114, Waipahu image
94-202B Loku Place Unit 114, Waipahu $1,074,000 ▼

$10,000 SELLER CREDIT + VA ASSUMABLE LOAN AT 5.25%! Discover exceptional value in this beautifully upgraded 4-bedroom, 2.5-bath detached home in the desirable Tropics at ...

  • 4 Beds
  • 3 Baths
  • 202614369 MLS
  • FS - Fee Simple Tenure
  • 87 DOM
94-749 Paaono Street Unit E5, Waipahu image
94-749 Paaono Street Unit E5, Waipahu — Hikino 1 $430,000 ▼

Fresh opportunity in desirable central Waipio Gentry! Recently reduced by $20,000, this beautifully updated ground-floor 1-bedroom, 1-bath residence offers move-in-ready ...

  • 1 Beds
  • 1 Baths
  • 202613756 MLS
  • FS - Fee Simple Tenure
  • Hikino 1 Bldg.
  • 103 DOM
94-781 Lumiauau Street, Waipahu image
94-781 Lumiauau Street, Waipahu $1,380,000

This luxury golf course-front home boasts stunning ocean, mountain, and fairway views, recently upgraded throughout with high-end, exquisite finishes and attention to eve...

  • 4 Beds
  • 3 Baths
  • 202613009 MLS
  • FS - Fee Simple Tenure
  • 67 DOM
94-646 Lumiaina Street Unit AA102, Waipahu image
94-646 Lumiaina Street Unit AA102, Waipahu — Parkglen At Waikele $545,000 ▼

!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA entitlement, no problem. Welcome Home. Here is a rare opportunity to own in beautiful Waikele with one ...

  • 2 Beds
  • 2 Baths
  • 202610614 MLS
  • FS - Fee Simple Tenure
  • Parkglen At Waikele Bldg.
  • 148 DOM
94-1037 Mauele Street, Waipahu image
94-1037 Mauele Street, Waipahu $1,240,000

***VA ASSUMABLE LOAN WITH A VERY LOW GAP!*** Welcome to your private retreat on the hillside of Waipahu. This spacious 4BR/3BA home offers nearly 2,000 sq. ft. of comfort...

  • 4 Beds
  • 3 Baths
  • 202610303 MLS
  • FS - Fee Simple Tenure
  • 79 DOM
94-1093 Kuhao Street, Waipahu image
94-1093 Kuhao Street, Waipahu $1,162,000

VA assumable 2.25% turn-key home with furniture, situated on a cul-de-sac with mountain and sunset views right from your front door. The heart of the home is the updated ...

  • 3 Beds
  • 3 Baths
  • 202608089 MLS
  • FS - Fee Simple Tenure
  • 52 DOM
94-1386 Waipio Uka Street Unit 43/D, Waipahu image
94-1386 Waipio Uka Street Unit 43/D, Waipahu — Royal Palm At Waipio V $490,000

Unlock Unbeatable Savings: VA Assumable Loan at 4.875% – Even for Non-Veterans! Seize a rare opportunity in Royal Palm at Waipio with an incredible VA interest rate of ju...

  • 2 Beds
  • 1 Baths
  • 202601660 MLS
  • FS - Fee Simple Tenure
  • Royal Palm At Waipio V Bldg.
  • 237 DOM
94-1066 Kikepa Street Unit 193, Waipahu image
94-1066 Kikepa Street Unit 193, Waipahu — Tropics At Waikele 2 $900,000

**Seller will cover the roof replacement cost valued at $18,400**. Welcome to this charming home in the highly desirable Tropics at Waikele subdivision! This modern resid...

  • 3 Beds
  • 3 Baths
  • 202527788 MLS
  • FS - Fee Simple Tenure
  • Tropics At Waikele 2 Bldg.
  • 132 DOM
94-1211 Heahea Street, Waipahu image
94-1211 Heahea Street, Waipahu $1,275,000

2.25% VA Assumable ($665,000) Seller to retain VA Benefits. Situated on a quiet cul-de-sac overlooking the 14th green of Royal Kunia Golf Course, this 3-bed, 3-bath home ...

  • 3 Beds
  • 3 Baths
  • 202518795 MLS
  • FS - Fee Simple Tenure
  • 75 DOM
94-1120 Akeu Place, Waipahu image
94-1120 Akeu Place, Waipahu $870,000

Must see well taken care of single family home with two car garage on a cul-de-sac in Waipio Gentry. The kitchen was recently renovated in 2024 with no expenses spared on...

  • 2 Beds
  • 2 Baths
  • 202520930 MLS
  • FS - Fee Simple Tenure
  • 56 DOM
94-547 Lumiauau Street, Waipahu image
94-547 Lumiauau Street, Waipahu $1,150,000

Now offered at $1,250,000! This large, bright 4-bed, 2.5-bath home backs right up to Waikele Golf Club, offering stunning fairway views and a peaceful lifestyle. Enjoy yo...

  • 4 Beds
  • 3 Baths
  • 202515774 MLS
  • FS - Fee Simple Tenure
  • 215 DOM
94-1467 Waipio Uka Street Unit T103, Waipahu image
94-1467 Waipio Uka Street Unit T103, Waipahu — Villages At Waipio The $465,000 ▼

***Back on the market with a price improvement.*** Welcome to your dream home at 94-1467 Waipio Uka St #T103, a charming 2-bedroom, 2-bathroom single-level townhome in...

  • 2 Beds
  • 2 Baths
  • 202513877 MLS
  • FS - Fee Simple Tenure
  • Villages At Waipio The Bldg.
  • 504 DOM
94-820 Lumiauau Street Unit D203, Waipahu image
94-820 Lumiauau Street Unit D203, Waipahu — Fairway Village-Waikele $519,000

Welcome to Fairway Villages in Waikele! This centrally located two-bedroom, two-bathroom, two-parking is ideal for first-time homebuyers and investors. Situated near Cost...

  • 2 Beds
  • 2 Baths
  • 202510821 MLS
  • FS - Fee Simple Tenure
  • Fairway Village-Waikele Bldg.
  • 52 DOM
94-533 Lumiaina Street Unit B104, Waipahu image
94-533 Lumiaina Street Unit B104, Waipahu — Mahi Ko At Waikele $615,000

VA loan assumption opportunity! Current gap under $2,000 between the assumable loan and purchase price. Current monthly payment, including mortgage, insurance, and proper...

  • 2 Beds
  • 2 Baths
  • 202507308 MLS
  • FS - Fee Simple Tenure
  • Mahi Ko At Waikele Bldg.
  • 129 DOM
94-718 Lumiauau Street Unit KK204, Waipahu image
94-718 Lumiauau Street Unit KK204, Waipahu — Village On The Green 1b $535,000

HUGE PRICE REDUCTION. VA ASSUMABLE LOAN at 3%. Motivated seller is offering $5,000 CREDIT to buyers. Listed below 2025 tax assessment. Don't miss the opportunity to o...

  • 2 Beds
  • 2 Baths
  • 202505467 MLS
  • FS - Fee Simple Tenure
  • Village On The Green 1b Bldg.
  • 97 DOM
94-103 Poohuku Way Unit 59, Waipahu image
94-103 Poohuku Way Unit 59, Waipahu $924,000

VA Assumable 2.5% Interest Rate Available! Prime living in Royal Kunia with this exceptional 3-bedroom, 2-bathroom home nestled on a cul-de-sac, featuring rare preservati...

  • 3 Beds
  • 2 Baths
  • 202504503 MLS
  • FS - Fee Simple Tenure
  • 113 DOM
94-979 Kauolu Place Unit 914, Waipahu image
94-979 Kauolu Place Unit 914, Waipahu — Plantation Town Apartments $415,000

Welcome home to this updated two-bedroom CORNER unit that offers the perfect blend of comfort and convenience. Views from every room! Upgrades include freshly painted int...

  • 2 Beds
  • 1 Baths
  • 202501838 MLS
  • FS - Fee Simple Tenure
  • Plantation Town Apartments Bldg.
  • 160 DOM
94-979 Kauolu Place Unit 807, Waipahu image
94-979 Kauolu Place Unit 807, Waipahu — Plantation Town Apartments $430,000

Welcome to Plantation Town Apartments! This 2-bedroom, 1-bath condo offers a private lanai with breathtaking views. The unit is move-in ready with newly installed carpet,...

  • 2 Beds
  • 1 Baths
  • 202502140 MLS
  • FS - Fee Simple Tenure
  • Plantation Town Apartments Bldg.
  • 160 DOM
94-524 Kupuohi Street Unit 102, Waipahu image
94-524 Kupuohi Street Unit 102, Waipahu — Kulana Knolls 2 $540,000

Ground floor condo in GATED COMMUNITY, and pet friendly association with no pet weight limit and private, fenced yard. This unit features 2 bedrooms, 2 full bathrooms, 2 ...

  • 2 Beds
  • 2 Baths
  • 202502135 MLS
  • FS - Fee Simple Tenure
  • Kulana Knolls 2 Bldg.
  • 53 DOM
94-248 Waipahu Street, Waipahu image
94-248 Waipahu Street, Waipahu $990,000

The home you have been waiting for! Beautiful 3 bedroom, 2 bathroom single level home in the sought after Robinson Heights. Come home to this bright and airy modern home ...

  • 3 Beds
  • 2 Baths
  • 202501709 MLS
  • FS - Fee Simple Tenure
  • 41 DOM
94-807 Kime Street, Waipahu image
94-807 Kime Street, Waipahu $910,000

Check out the updated details for this stunning property in Village Park! This 3-bedroom, 2-bathroom home comes with a 2-car garage and driveway, offering a beautiful vie...

  • 3 Beds
  • 2 Baths
  • 202428886 MLS
  • FS - Fee Simple Tenure
  • 168 DOM
94-519 Lumiaina Street Unit J104, Waipahu image
94-519 Lumiaina Street Unit J104, Waipahu — Mahi Ko At Waikele $535,000

Back on the market! This stunning ground floor 2-bedroom, 1-bath townhome within the heart of Waikele offers a perfect blend of modern upgrades and prime location. Recent...

  • 2 Beds
  • 1 Baths
  • 202501467 MLS
  • FS - Fee Simple Tenure
  • Mahi Ko At Waikele Bldg.
  • 188 DOM
94-871 Hiapo Street, Waipahu image
94-871 Hiapo Street, Waipahu $1,155,000

Immaculate two-story 4 bedroom, 2.5 bath single family home with two family rooms. It is situated on a corner lot in the Renaissance subdivision. Conveniently located to ...

  • 4 Beds
  • 3 Baths
  • 202427519 MLS
  • FS - Fee Simple Tenure
  • 83 DOM
94-824 Lumiauau Street Unit U202, Waipahu image
94-824 Lumiauau Street Unit U202, Waipahu — Fairway Village $525,000

Quiet, secluded, roomy unit in end building overlooking Patsy Mink community park. Licensed contractor upgraded kitchen with newer cabinets with soft close. Quartz counte...

  • 2 Beds
  • 2 Baths
  • 202414331 MLS
  • FS - Fee Simple Tenure
  • Fairway Village Bldg.
  • 100 DOM
94-470 Paiwa Street Unit 12, Waipahu image
94-470 Paiwa Street Unit 12, Waipahu — Puuwai Place $850,000

Welcome to Pu’uwai Place. This attached 3-bedroom, 2-1/2 bath home has a thoughtful layout with the primary bedroom featuring an ensuite bathroom conveniently located on ...

  • 3 Beds
  • 3 Baths
  • 202400260 MLS
  • FS - Fee Simple Tenure
  • Puuwai Place Bldg.
  • 209 DOM
94-1211 Haleululaau Street Unit A242, Waipahu image
94-1211 Haleululaau Street Unit A242, Waipahu — N/A $965,000

2.25% VA ASSUMABLE LOAN with a $790,000 balance! Welcome home to this RARELY AVAILABLE, LARGE 1,544 square foot, 4-BEDROOM, 2 1/2-bath paired condominium duplex home loca...

  • 4 Beds
  • 3 Baths
  • 202400300 MLS
  • FS - Fee Simple Tenure
  • N/A Bldg.
  • 103 DOM
94-1459 Manao Street, Waipahu image
94-1459 Manao Street, Waipahu $1,050,000

NEW PRICE AND THE BEST BUY IN WAIPIO GENTRY!!!! This single-family home has been completely renovated with a contemporary blend of modern style in versatile living spaces...

  • 5 Beds
  • 3 Baths
  • 202401509 MLS
  • FS - Fee Simple Tenure
  • 152 DOM
94-1027 Kaiamu Street, Waipahu image
94-1027 Kaiamu Street, Waipahu $1,095,000

Welcome Home to Royal Kunia! This beautiful 1818 sq. ft. home, just steps away from the Royal Kunia Country Club, featuring 4 large bedrooms, 2.5 bathrooms, and 2 car gar...

  • 4 Beds
  • 3 Baths
  • 202407649 MLS
  • FS - Fee Simple Tenure
  • 61 DOM
94-615 Kahakea Street Unit 7D, Waipahu image
94-615 Kahakea Street Unit 7D, Waipahu — Parkview Village Condo $494,000

***VA ASSUMABLE RATE AT 2.75%***This 2 bed, 1.5 bath is quite the gem with beautiful mountain views and a private back lanai that you're sure to enjoy all year round! It'...

  • 2 Beds
  • 2 Baths
  • 202423442 MLS
  • FS - Fee Simple Tenure
  • Parkview Village Condo Bldg.
  • 118 DOM
94-1042 Mawaho Street, Waipahu image
94-1042 Mawaho Street, Waipahu $960,000

Don't miss this 2-story single-family gem in the heart of Royal Kunia! As you enter the home you step into a spacious living room with lots of windows, an inviting kitche...

  • 3 Beds
  • 3 Baths
  • 202401743 MLS
  • FS - Fee Simple Tenure
  • 122 DOM
94-1479 Waipio Uka Street Unit F205, Waipahu image
94-1479 Waipio Uka Street Unit F205, Waipahu — Villages At Waipio The $475,000

NEW PRICE IMPROVEMENT!! Assumable VA Loan @ 2.5%! The Villages at Waipio is centrally located on the island of Oahu. This pet friendly home features two spacious bedroom...

  • 2 Beds
  • 2 Baths
  • 202411023 MLS
  • FS - Fee Simple Tenure
  • Villages At Waipio The Bldg.
  • 171 DOM
94-520 Kupuohi Street Unit 14/104, Waipahu image
94-520 Kupuohi Street Unit 14/104, Waipahu — Kulana Knolls 2 $570,000

VA ASSUMABLE RATE AT 2.75% Open House 6/23 from 2-5pm. Welcome to this beautifully renovated 2-bedroom, 2-bath home in the heart of Waipahu. This stunning residence shows...

  • 2 Beds
  • 2 Baths
  • 202413869 MLS
  • FS - Fee Simple Tenure
  • Kulana Knolls 2 Bldg.
  • 33 DOM
94-470 Paiwa Street Unit 14, Waipahu image
94-470 Paiwa Street Unit 14, Waipahu — Puuwai Place $815,000

Recent PRICE DROP & VA eligible assumable financing! This is your opportunity to make this house your own. Welcome to this beautiful 4 bedroom, 2.5 bathroom home located ...

  • 4 Beds
  • 3 Baths
  • 202415329 MLS
  • FS - Fee Simple Tenure
  • Puuwai Place Bldg.
  • 266 DOM
94-1028 Lelehu Street, Waipahu image
94-1028 Lelehu Street, Waipahu $895,000

Welcome to 94-1028 Lelehu St, a beautifully upgraded 2-bedroom, 2-bath home in the desirable Waikele community. This property boasts numerous modern enhancements, includi...

  • 2 Beds
  • 2 Baths
  • 202414482 MLS
  • FS - Fee Simple Tenure
  • 42 DOM
94-729 Paaono Street Unit H7, Waipahu image
94-729 Paaono Street Unit H7, Waipahu — Hikino 3 $510,000

VA assumable loan at 2.65%! Welcome to Hikino 3 located in Waipio Gentry. This 2-bedroom 1-bath with one assigned parking is centrally located with easy access to the fre...

  • 2 Beds
  • 1 Baths
  • 202414504 MLS
  • FS - Fee Simple Tenure
  • Hikino 3 Bldg.
  • 237 DOM
94-615 Kahakea Street Unit 4H, Waipahu image
94-615 Kahakea Street Unit 4H, Waipahu — Parkview Village Condo $500,000

PRICE DROP! Charming 2 Bedroom, 1.5 Bath Home – Ideal for First-Time Buyers or Investment Opportunity! VA Assumable at 3% interest rate for VA eligible buyers. The curre...

  • 2 Beds
  • 2 Baths
  • 202415206 MLS
  • FS - Fee Simple Tenure
  • Parkview Village Condo Bldg.
  • 133 DOM

Based on information from the Multiple Listing Service of Hicentral MLS, Ltd. Listings last updated on . Information is deemed reliable but not guaranteed. Copyright: 2026 by HiCentral MLS, Ltd. IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.